Protecting Your Future with Unified Insurance Agents Inc

Commercial Property Insurance is a type of insurance coverage designed to protect businesses and organizations against financial losses resulting from physical damage or loss of their commercial property. This insurance provides coverage for various types of property, including buildings, equipment, inventory, and other physical assets.

Commercial General Liability (CGL) insurance is a type of business insurance that provides coverage for a variety of liability risks faced by businesses. It's designed to protect businesses from financial losses associated with third-party claims for bodily injury, property damage, and personal and advertising injury.

Commercial Auto Insurance is crucial for protecting businesses from financial losses associated with accidents, injuries, and property damage involving vehicles used for business purposes. The coverage can be customized based on the specific needs and risks of the business.

Workers' Compensation or Workers' Comp, is a form of insurance that provides wage replacement and medical benefits to employees who suffer work-related injuries or illnesses. It is a critical component of the social safety net in many countries and is designed to protect both employees and employers.

Builders Risk Insurance, also known as Course of Construction Insurance, is a type of property insurance specifically designed to cover buildings and structures under construction or renovation. This insurance provides protection for property owners, contractors, and other stakeholders against certain risks that may arise during the construction process.

Professional Liability Insurance, also known as Errors and Omissions (E&O) Insurance, is a type of coverage designed to protect individuals and businesses from financial losses associated with claims of negligence, errors, omissions, or inadequate work in the professional services they provide. This insurance is particularly important for professionals who offer specialized expertise or advice to clients.

A Commercial Umbrella Policy, often referred to as excess liability insurance, is a type of insurance coverage that provides additional liability protection beyond the limits of an organization's primary liability policies. It acts as an "umbrella" that extends coverage over and above the limits of the underlying policies, offering an extra layer of financial protection against catastrophic events and high-dollar liability claims.

Surety bonds are a type of financial guarantee that serves to protect one party (the obligee) against financial loss if the other party (the principal) fails to fulfill specific obligations. These bonds are commonly used in various industries and transactions to ensure compliance with contractual terms, legal requirements, or financial responsibilities. The three main parties involved in a surety bond agreement are the principal, the obligee, and the surety.

A cyber insurance policy, also known as cyber risk insurance or cyber liability insurance, is a type of insurance coverage designed to protect businesses and individuals from financial losses and liabilities resulting from cybersecurity incidents. Cyber policies typically provide coverage for various cyber risks, data breaches, and other security incidents that may lead to the compromise of sensitive information or disruption of business operations.

Inland Marine Insurance is a specialized type of insurance coverage designed to protect against the loss or damage of movable or transportable property. Despite its name, Inland Marine Insurance covers a broad range of property beyond marine-related risks. The term "inland" historically referred to goods transported over land, but the coverage has evolved to include various types of property in transit or temporarily stored in locations other than a policyholder's primary premises.